Dennis Stephens, CLU has been in the insurance business for 50 years, online for over 20 years and has operated nationwide with most major carriers in all 50 states.
We specialize in individual life insurance, long term disability insurance, long term care, medicare supplement, dental plans and critical illness insurance.
We have long focused on matching the client with the best product based on his/her personal profile…..there is not a “one size fits all” mentality.
To meet this goal, we have contracted with the “best in breed” carriers in each area of need. We will fully analyze your situation based on health, occupation and needs.
Insurance carriers vary greatly in assessing a given medical or occupational profile…..the rates can vary as much as 50%.
We will review your profile in advance with the underwriters to ensure that we have selected the carrier which will give us the best opportunity for a favorable rate.
Dennis Stephens, CLU
Additional CRBA Plans:
Affordable Choice Health Insurance
A partial list of carriers includes…
Assurity, AXA/Equitable, American General, American National, Banner Life, Cigna, Guardian, Illinois Mutual, Lincoln Financial, Lloyds of London, Manhattan, Mutual of Omaha, North American, Phoenix, Principal Financial, Protective, Prudential, Standard, Transamerica and William Penn